Maryland Forests Association, Inc.
P.O. Box 599, Grantsville, MD 21536
ph: 301-895-5369   director@mdforests.org
visit MFA's blog for news and announcements
The Maryland Forests Association currently offers our members
the opportunity to participate in three Insurance Programs.

Hunting Lease Liability Insurance
through Outdoor Underwriters
for hunt clubs and forest landowners
(Land must be in or border Maryland)
download insurance form
















Timberland Liability Insurance
through Outdoor Underwriters
for forest landowners
(Land must be in or border Maryland)
download insurance form















Safety Group Insurance Program
through Bituminous Insurance
for Loggers, Sawmillers and others in the Forest Products Industry.











Contact the MFA office for details
Type of Insurance:   
  • Comprehensive General Liability Insurance
  • Limit Of Liability: $1,000,000 each occurrence
  • $2,000,000 Aggregate
  • Deductible: $-0- per occurrence
  • Fire Damage: $25,000 per occurrence
  •  Deductible $1,000
  • Named Insured: MFA - Member hunting clubs leasing land from MFA
    member landowners.
  • A separate certificate will be issued to each hunting club.
  • Master policy basis Landowners would be listed as an additional insured
    party.

Premium calculation:
  • 17 cents per acre (subject to a $150 minimum premium)
  • Additional insured (to cover landowner) X $26 each
Active members of MFA are eligible to participate in the Special Group Dividend
Plan. Each firm will be individually underwritten and priced based on their own
merits. Individual policies will be issued to each participant. The safety group
dividend plan will be applicable to Workers Compensation, General Liability,
Automobile, Property and Inland Marine coverages. The Safety Group Plan
offers dividends annually to each participating member, depending on the
earned premium of all participating members and their overall loss experience.
Dividends will be returned at a uniform rate in proportion to each policyholder's
share of the total calendar year earned premium. This dividend percentage
could be as high as 40%.
Type of Insurance:
  • Comprehensive General Liability
  • Limit Of Liability: $1,000,000 Each Occurrence
  • $2,000,000 Aggregate
  • Deductible: $ 250 per occurrence
  • Named Insured: MFA - Timberland owner who is a member of Maryland
    Forests Association.
  • Owners, Landlord, & Tenant—Liability Limit to $1,000,000 per
    occurrence.
  • Special Master policy rating basis.
  • Liability coverage for the Landowner does not provide protection for
    owned Timber. (Separate   coverage is available for fire, lightning, wind,
    flood, ice and theft.) Contact Outdoor Underwriters, Inc.
  • Premium Calculation = .24 cents per acre
  • SUBJECT TO $150 MINIMUM PREMIUM